Credit, capital & funding
Authorized Users Tradelines
Authorized-user tradeline services focused on potential consumer credit-score improvement through established cardholder relationships.
Solutions across industries
Boost your credit score.
About The Service
AU’s 4 Less focuses on authorized-user tradelines as a pathway for consumers seeking to strengthen credit profiles.
Historical program activity includes thousands of customers and tens of thousands of tradelines sold — always with the understanding that individual results vary.
Why Choose Us
Established Network
Relationships with a broad cardholder base.
Score-Focused Intent
Structured around potential credit profile improvement.
Clear Process
Straightforward onboarding and expectations.
Complementary Path
Pairs well with broader credit restoration strategies.
Our Simple 4-Step Process
Consult
Discuss goals and whether tradelines are a fit.
Match
Identify appropriate authorized-user opportunities.
Activate
Complete enrollment and reporting steps.
Monitor
Track profile changes and plan next moves.
